Disclaimer
Last Revised 12/4/2016

General Information

Although the information provided on this website has been obtained from sources deemed to be reliable, all the information is provided “as is” without warranty of any kind in consideration for the possibility of human and mechanical errors, the inherent shortcomings of electronic distribution, and other factors beyond the purview and control of Raju Associates Inc. Raju Associates Inc does not bear responsibility towards users and/or any third party for any errors or omissions in the information presented herein. Raju Associates Inc makes no representations and disclaims all express, implied and statutory warranties of any kind, to the users and / or any third party, including any warranties or accuracy, timeliness, completeness, non infringement, merchantability and applicability for a particular purpose. In addition, Raju Associates Inc in providing the information, makes no endorsement of any particular security or market participant. The inclusion and foregrounding of information and advertisements not pertaining to Raju Associates Inc on this website should not be construed as an endorsement or an indication of the value of any product, service or website.

Raju Associates Inc (and its affiliates) bear no liability in tort, contract or otherwise to users and/or any third party.

Some states and foreign countries provide rights in addition to those above or do not allow excluding or limiting implied warranties or liability for incidental or consequential damages. Therefore, the above limitation may not apply to you or there may be state provisions which supersede the above.

Raju Associates Inc owns all proprietary rights to Raju Associates Inc and its affiliate companies and rules which are reproduced herein. Raju Associates Inc accepts no responsibility for the accuracy, currency or otherwise for the re-dissemination of the Raju Associates Inc constitution and rules appearing herein. Raju Associates Inc reserves the right to amend the Raju Associates Inc constitution and rules at its discretion without prior notification.

Information on this web site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Raju Associates Inc may also make improvements, changes and/or deletions in the products, services, and/or the programs described in this information at any time without notice.

Information Raju Associates Inc publishes on the World Wide Web may contain references or cross references to Raju Associates Inc products, programs and services that are not announced or available in your country. Such references do not imply that Raju Associates Inc intends to announce such products, programs or services in your country. Consult your local Raju Associates Inc business contact for information regarding the products, programs and services which are available to you.

Links to Third Party and/or Raju Associates Inc Websites

Links from this website are provided for your convenience. The contents of any linked websites are not provided by Raju Associates Inc and linked websites are not under the control of Raju Associates Inc. Raju Associates Inc has not reviewed, approved and is not responsible for the contents of any linked website or any links contained in a linked website. The inclusion of any link does not imply endorsement by Raju Associates Inc of the website and Raju Associates Inc makes no representations or warranties as to, and shall have no liability for, any electronic content delivered by any third party including, but not solely limited to, the subject matter, accuracy, quality or timeliness of any electronic content. Raju Associates Inc is not responsible for the privacy practices adopted by websites not pertaining to Raju Associates Inc linked websites.

Raju Associates Inc prohibits caching, unauthorized hypertext links to the website and the framing of any Information available through its website. Raju Associates Inc reserves the right to disable any unauthorized links or frames, and disclaims any responsibility for the content available on any other website reached by links to or from Raju Associates Inc websites.

Cookies/Monitoring

We use the Personally Identifiable Information that you provide to us in order to :

Raju Associates Inc websites collect data, in the aggregate, on user activity and browser characteristics so that we can make improvements. There are various technologies, including "cookies”, which can be used for this purpose. A cookie can be sent to your browser and stores itself on your system. A cookie does not retrieve data from your hard drive or capture or store your e-mail address. Your browser settings can be adjusted to notify you when you receive a cookie, thus enabling your decision of its acceptance. You may continue browsing our website even if you decide not to accept the cookie. Other technologies unlike cookies, which can be accepted or declined by a user, may just arrive on a web page and may not be easily detected by a user. Please remember, we are not collecting information about you personally, but how users, in the aggregate, utilize our website.

Privacy Statement

Raju Associates Inc respects the privacy of those who visit www.rajuassociates.com and will keep confidential the personal information you release to us. There are times when we may need information from you, such as your name, mailing address or e-mail address. You will be asked to supply that information voluntarily. We also collect non-public information from applications and other forms that you may submit to us and from your transactions with us, our affiliates, or others. We will not sell your personal information or share it with any other company or third party agency, except as permitted by law. We disclose such non-public personal information about you only to those employees who have a need to know.

You have the option, however, of allowing us to release information obtained from you by notifying us that you want to opt in. If you opt in, Raju Associates Inc may share the information with affiliates, listed companies and/or sponsors of securities admitted to dealings with Raju Associates Inc, who may use the information for its own internal purposes and may also contact you for market research. If you would like to change or delete any information that you have submitted to Raju Associates Inc, please send an e-mail message to information@rajuassociates.com or write to :

Raju Associates Inc,
444 E Huntington Dr
Suite #305
Arcadia, CA 91006
​
Indemnification

User agrees to indemnify and hold harmless Raju Associates Inc and its affiliates and their officers, directors, employees and agents from any and all claims and losses imposed on, incurred by or asserted as a result of or related to:

1. any non-compliance by users with the terms and conditions hereof; or
2. any third-party actions related to users’ receipt and use of the Information, whether authorized or unauthorized. Any cooperation by Raju Associates Inc in such defense is without waiver of any attorney-client, work product, or other legal privileges. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by Raju Associates Inc and are governed by the laws of the State of California.

Contacting Raju Associates Inc

Should you have any questions, please e-mail us at information@rajuassociates.com. You may also call us at 1.626.792.2700 from 9.00 a.m. to 5.00 p.m. US Pacific Standard Time.

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Privacy Policy
Last Revised 12/4/2016


General Information

Raju Associates, Inc. (“Raju Associates Inc”, “we” or “us”) understands and respects your privacy and trust. We take them seriously and as a result, we seek to ensure the security and confidentiality of your personal information online. This privacy policy is an effort to answer your privacy-related questions. If you have questions that are not addressed herein, please submit them to us by sending an email to information@rajuassociates.com


The purpose of this privacy policy (the "Policy") is to help you understand what kinds of personally identifiable information we may gather about you when you visit the Raju Associates Inc Website located at http://www.rajuassociates.com and related sub-domains (the “Site”), how we may use that information, whether we will disclose it, and how you can correct or update it. We note that this Policy sets forth our online information collection and use policies under U.S. law. The Site is intended for use by residents of the U.S. who are over the age of 18. We do not knowingly collect personally identifiable information from children (that is, minors younger than thirteen years of age).


If you do not agree to the terms of this Policy, you should not use the Site. We reserve the right to update or modify this Policy from time to time and such changes to the Policy will be effective immediately; therefore please bookmark this page and review it periodically to ensure your familiarity with the most current version of the Policy. You can tell if the Policy has been updated since you last reviewed it by checking the "Last Revised" date at the beginning of the Policy.


This Policy is the sole authorized statement of Raju Associates Inc's practices with respect to the online collection of personally identifiable information and the usage of such information. Any summaries of this Policy generated by third party software or otherwise (for example, in connection with the "Platform for Privacy Preferences" or "P3P") shall have no legal effect, are in no way binding upon Raju Associates Inc, shall not be relied upon in substitute for this Policy, and neither supersedes nor modifies this Policy.


To assist with your review of our Policy, we have provided answers to questions that you may find important :


What Personal Information We Collect


Raju Associates Inc collects personally identifiable information that you specifically and voluntarily provide on the Site or by email to Raju Associates Inc. Personally identifiable information (“PII”) is information that identifies you as a specific individual, for example, your name, company name, account number, physical or email address, and phone number plus other information that personally identifies you including your industry, the number of employees at your company, and account history. The Site includes both public areas, open to all visitors, and private areas that are open only to those visitors who choose to register. In addition, visitors can sign up on the Site to request email newsletters and other information from Raju Associates Inc. Raju Associates Inc essentially collects PII from you when you:

1. Create an account.
2. Contact a representative.
3. Are contacted by a representative.
4. Subscribe to our newsletter.
5. Request more information.
6. Participate in a survey.
7. Register at our website.

How We Use the Personal Information We Collect

We use the PII that you provide to us in order to:

1. Fulfill requests for products, services and/or information,
2. Provide customer service,
3. Offer new products or services,
4. Measure and improve the effectiveness of our Site and our marketing endeavors,
5. Tailor our online offers to your preferences,
6. Administer promotions or surveys, and
7. Execute other business purposes as permitted under applicable law.

Raju Associates Inc may disclose PII to consultants, professional advisors and contractors who perform services on our behalf, but only to the extent necessary for them to perform such services. At times, Raju Associates Inc may seek to validate the PII we have collected via an audit by a third party designated to determine the accuracy of and/or to update the information collected. We may also combine data that we collect online with data collected offline (such as through inquiries made over the telephone) or with data provided by other parties.


Raju Associates Inc shares PII collected from our visitors and customers with our affiliated or related companies, including its parent company, affiliates, subsidiaries or its parent company’s other subsidiaries. Raju Associates Inc reserves the right to release PII concerning any visitor when that visitor is believed by Raju Associates Inc to be in violation of any published guidelines for the use of the Site, or participates (or is suspected of participating) in any illegal or potentially illegal activity. Raju Associates Inc also reserves the right to disclose PII to comply with applicable law, in response to civil subpoenas or discovery requests or when we believe in good faith that disclosure is required to protect the rights, property, safety and security of Raju Associates Inc, our visitors or the public or to respond to an emergency.


In the event that we sell or otherwise transfer to a third party, assets related either:

1. To the Site or
2. To one or more of our businesses, divisions or affiliated companies,

We reserve the right to also transfer any and all information (including any PII) associated with the Site and/or any business, division or affiliated company to such third party. However, all PII transferred to such third party shall be transferred subject to the usage restrictions contained in Raju Associates Inc’s privacy policy. Please note that we are not responsible for retracting your PII from any third parties with whom we have shared your information pursuant to the terms of this Policy.


Marketing Communications: Opting Out


When you provide PII to us, Raju Associates Inc provides you with the opportunity to opt-out of having your information used for marketing communications. Unless you have opted out of receiving such communications, Raju Associates Inc may use your PII to forward you, via email or mail, advertisements concerning Raju Associates Inc products, services, special promotions, surveys or other opportunities from Raju Associates Inc that we think may be of interest to you. Such email advertisements may also concern third party companies’ products and services.


Other than as set forth herein, we will not sell or lease your email address to third party advertisers to solicit you directly. Should you wish to change your preferences regarding the information that you receive from Raju Associates Inc or its affiliates, or would prefer that we not share PII with our marketing partners, please contact Raju Associates Inc at 1.626.792.2700.


Cookies


Upon visiting our Site, we will assign you a unique ID in the form of a "cookie". A cookie is a piece of information that our server places on your computer’s hard drive, which Raju Associates Inc may associate with your PII when you log on to the site. Cookies are used for such purposes as facilitating and personalizing your experience on our Site, helping diagnose problems with our server and administering our Site. NOTE: You can control how and whether cookies will be accepted by your web browser and you may remove them from your computer, at any time, based on your discretion.


How We Protect Your Personal Information


To help ensure the confidentiality of your PII, Raju Associates Inc seeks to use security enhanced technology and procedures, which are reviewed periodically. We use encryption technology and Secure Socket Layers (“SSL”) in all areas where your personal and account information is required. This means that the personal information you submit to us via our Site is encrypted by your computer and then decrypted again on our side, thus discouraging others from accessing your private information during transmission. If your browser does not support SSL, or if you are unable to establish a secure connection due to a company firewall, please call us at 1.626.792.2700 for assistance.


In addition, your personal and account information are kept behind our firewall


Online versus Offline Practices


Please note that this Policy applies solely to our online information-gathering and dissemination practices in connection with the Site and does not apply to any of our practices conducted offline other than as expressly set forth in this Policy.


Contacting Raju Associates Inc


Should you have any questions, please e-mail us at information@rajuassociates.com. You may also call us at 1.626.792.2700 from 9.00 a.m. to 5.00 p.m. US Pacific Standard Time.